Review & Apply

Review & Apply is the handoff from a forecast to your live budget. It does not post a scheduled transaction. Instead, it applies available actual funding to selected category plans.

The action is available in Planning Mode for the current month. It is also available for an unlocked immediately previous month; older past months cannot be reopened for changes.

Open Review & Apply #

On the Budget page, switch to Planning Mode and choose Review & Apply from the contextual sidebar.

The review modal shows Available Actual Funding in its header. It compares each category’s plan with the real funding available for the month; it does not make scheduled or expected income spendable.

Every eligible category is selected initially. Use the checkbox at the left of the grid header to select or deselect all eligible categories, or use an individual row checkbox to leave a category planned for later.

Read the review grid #

The grid shows:

• Target: the funding required by a Maintain target after its carry-in is considered; categories without a target show a dash
• Carry-in: the category’s actual starting available balance for the month
• Assigned: funding already applied to the live budget; this column appears only when at least one reviewed category has an assigned amount
• Planned add-on: the portion still waiting to be applied
• Apply now: the amount Common Cents can apply from actual funding
• Resulting Available: the category’s actual available balance after the currently selected application; it updates when you select or deselect a row
• Variance: the remaining difference from the target after considering the category’s Assigned amount and planned add-on

If actual funding is insufficient for the full plan, Apply now may be lower than the Planned add-on or be zero for later rows. Deselecting a row leaves its plan intact and removes its application from Resulting Available.

Apply selected categories #

Choose the categories you are ready to fund, confirm the selected total, and select Apply selected.

For each selected category, Common Cents:

1. increases Assigned by the applied amount; and
2. decreases the category’s Planned add-on by the same amount.

That keeps the forecast honest. You can leave some categories planned for later rather than forcing the entire plan into Assigned at once.

After applying, return to Assign Mode to work with the newly assigned money. If a scheduled inflow or actual funding changes, reopen Review & Apply to get a fresh recommendation.

When the application fully resolves the plan, Common Cents returns to the normal budget state: Ready to Assign shows the remaining real money, and Ready to Plan is zero until you begin planning again.